My advice to anyone writing their first budget is to try not to minimize what you spend in each category, but allow yourself some tolerance on top of what you actually think you’ll need. If you can do this initially, you have more chance of being able to stick within your budget (and not abandoning it out of ure hatred for it), and after tracking it for a few months it will become apparant where savings can be made on a regular basis based upon your own spending! Nobody gets their first budget spot on (.. well Kirsten ‘might’, but we’ll find out soon enough!).
(P.S. Liking the way you are “Kristen” over at Wellheeled)
]]>