Simple Pound

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Every new month starts with looking back at the month prior to not only track my net worth goal but also understand my finances better in order to avoid surprises… Whenever I try to avoid writing this post I know that something didn’t quite go as well as it should have.

October wasn’t a particular great month as I had plenty of expenses that couldn’t be put off (think telephone bill including connection fee) or simply had to be taken care of (think credit card bill for our TV). I also had to travel to Cambridge quite a bit, and even though it was for a business reason (recruiting next year’s graduates!) I haven’t been reimbursed (yet). Plus a trip to Germany to visit my family and a stunning invoice for books I need to study for my FSA approval.

My credit card bill is still sitting there waiting to be paid off, but I haven’t really had much spare change to do that. In the light of things I will probably have to cancel my trip to New York as I should work on reducing the bill not increasing it - and who am I kidding: if I go to New York I will spend.

In a nutshell: Net worth down 3.80% this month.

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